Dispute letters
to all three bureaus,
completely free.
Generate FCRA-based dispute letters in minutes and track every account in one dashboard — free, with no credit card required. Mail them yourself for free, or add optional paid mailing and notarization. No outcome is guaranteed.
- No credit card required
- Unlimited dispute letters
- Optional mailing and notarization
Dispute letters go straight to all three major bureaus
How it works
Three steps from credit report to mailed dispute.
Negative accounts
Late payments, high balances, collections flagged
Rescore
Bureaus
Experian · TransUnion · Equifax
Your credit file
Corrected accounts, updated report
Add your accounts
Import your credit report or list the accounts you want to dispute — late payments, collections, balances that look wrong.
We generate the letters
Real, FCRA-backed dispute letters addressed to Experian, TransUnion, and Equifax — free, ready to print and mail yourself.
Mail it free, or let us handle it
Print and send it yourself at no cost, or upgrade to have us mail it with tracking and optionally notarize it for you.
What you get
Built around one job: get real dispute letters out the door.
Free to use
Generate and mail your own letters at no cost
Know exactly where every dispute stands
Your dashboard tracks each letter from generated to mailed to bureau response — all in one place.
- Status for every letter, every bureau
- Nothing to re-enter round after round
Mail it however works for you
Print and send it yourself at no cost, or upgrade to have us print, mail, and track it — from a laptop or a phone.
- Free print-and-mail option, always
- Optional tracked mailing & notarization
YOUR LETTER
No contract
Mailing and notarization are optional add-ons — never required
Why Rapid Rescore
The real dispute-letter engine, not a locked-down trial.
FCRA-backed disputes, direct to the bureaus
Negative marks get challenged under FCRA accuracy requirements straight with Experian, TransUnion, and Equifax — not a mailed letter that sits for weeks.
Free, not freemium-with-a-catch
Unlimited letters, your full case dashboard, every bureau and round — never gated behind a paywall or a trial that expires.
We only make money when we save you time
Print and mail it yourself for free, or pay a few dollars to skip the post office — that's the whole business model, stated plainly.
No catch
Here's exactly what "free" means.
Free
Unlimited dispute letters, every bureau, every round — no trial, no card.
FCRA
Every letter cites your real rights under the Fair Credit Reporting Act.
Your choice
Print and mail it yourself, or pay only if you want it handled for you.
There isn't a hidden one — there are two visible ones, and we'd rather tell you up front than have you find out later. We charge for physically mailing your letters with tracking, and for optional notarization. That's it. If you print your own letters and mail them yourself, you will never be asked to pay us anything, ever, for your own credit.
Free to start. No card. Takes 5 minutes.
Create your account and generate your first dispute letter today — optional mailing and notarization are there if you want them.