How it works
From negative marks to a mailed dispute letter.
Rapid Rescore identifies what's dragging your credit down, disputes it under FCRA accuracy requirements, and gets you a real letter — free — ready to send.
Negative accounts
Late payments, high balances, collections flagged
Rescore
Bureaus
Experian · TransUnion · Equifax
Your credit file
Corrected accounts, updated report
The process
Four steps, one job: an accurate file, fast.
The actual difference
Same letter. The only difference is who walks it to the mailbox.
Free, and works fine — you just won't know exactly when the bureau received it.
We print and mail it for you with a real tracking number, visible in your dashboard.
Behind the scenes
One dashboard, every dispute, always current.
You don't have to call the bureau or dig through old mail to know where things stand. Rapid Rescore keeps it live.
Letter-by-letter status
See exactly which items were disputed, when, and where each one stands with each bureau.
Automatic updates
Bureau responses post back to your dashboard automatically — no re-entry.
Round tracking
If an account isn't resolved, the next round is ready to go — no starting over.
Works for others too
Managing someone else's credit? They see the same live status — no status-check phone calls.
Dispute detail
2 of 3 resolved
Reflected automatically — no re-entry
There isn't a hidden one — there are two visible ones, and we'd rather tell you up front than have you find out later. We charge for physically mailing your letters with tracking, and for optional notarization. That's it. If you print your own letters and mail them yourself, you will never be asked to pay us anything, ever, for your own credit.
Free to start. No card. Takes 5 minutes.
Create your account and generate your first dispute letter today — optional mailing and notarization are there if you want them.